Send the commercial deal you can't do. Keep the client you can't lose.
When a client lands on your desk with a 12-unit building, a maturing balloon, or a mixed-use refinance you can't handle, you shouldn't have to choose between a dead end and a risky handoff. Blue Sky structures and places commercial and multifamily financing across 100+ lender relationships — and the relationship that produced the referral stays yours, in writing.
Got it.
I'll reach out within one business day to scope the deal and talk through how a partnership works — including the written referral agreement that keeps your client and your relationships yours. Need me sooner? Call (908) 220-6404.
- 1A real conversationWe talk through the deal — and how a partnership fits your firm's rules. A conversation, not a form letter.
- 2It's in writingA short referral agreement before documents move: your client stays yours, and we never go around you.
- 3An honest answer, fastIf the deal fits, structure options follow quickly. If it doesn't, you hear that fast — with a pointer to where it does fit.
Four desks where commercial deals die.
The deals below land in front of professionals who can't write them — not won't, can't. That's exactly why referring them costs you nothing and answering them well earns you everything.
The committee said no.
Your client's balloon is coming due and the bank can't extend. Or the deal is too small, too transitional, or the wrong asset class for this year's policy. With an unusually heavy wave of commercial and multifamily maturities working through 2026 and 2027, “we can't extend, but here's who can structure it” is the answer that keeps the deposits, the treasury work, and the client at your bank.
“Who should I talk to?”
A client is buying or refinancing investment property and asks you exactly that. A 1031 clock is running. An estate or partnership restructuring needs new debt placed. You need an answer that's safe to give — an advisor who works the financing, respects the client trust you've built, and never touches the work that's yours.
The client who outgrew 1–4 units.
Your best investor client went under contract on a 12-unit building, a mixed-use storefront, or a small office or retail asset. You can't write it — no residential lender can — so referring it costs you nothing. Hand off the commercial deal, stay the hero who solved it, and keep the borrower for every residential loan that follows.
Certainty wins the deal.
Your buyer needs financing certainty to win a competitive contract, or an owner you manage has a value-add plan that needs bridge capital. A real financing answer, fast — structured and placed across 100+ lender relationships — is what gets the transaction to the closing table.
Referring a deal shouldn't cost you the relationship.
Every referring professional has the same fear: you send a client somewhere, and the next thing you know that shop is marketing to your client and working your network. That doesn't happen here — and it's structural, not a handshake.
Your client stays your client
We arrange the financing and only the financing. No cross-selling, no marketing list, no end-run to the relationships that produced the referral. When the deal closes, your client is still your client.
Your lane stays yours
The deposits and treasury work stay at your bank. The tax and legal work stay at your firm. The residential loans stay with you. Blue Sky's lane is business-purpose commercial financing — structurally, there's nothing of yours to compete for.
And it's in writing
A short referral agreement makes the promises real: a non-solicit of your client and no going upstream to your sources. Before any documents move, not after.
When to call Blue Sky.
One simple rule: if it's a business-purpose commercial or multifamily deal and your shop can't — or won't — handle it, it belongs here. We structure the financing and place it across 100+ bank, agency, private-credit, and bridge relationships.
Call when you see
- →5+ unit multifamily — purchase, refinance, or cash-out
- →Value-add & bridge — the $1–5M sweet spot
- →Mixed-use and commercial property — office, retail, industrial
- →Ground-up construction
- →Maturing-loan rescues — refinance or bridge-to-takeout before the balloon hits
- →“The bank said no, but the deal is real”
Not sure it fits? Send it anyway. An honest “here's where that deal belongs” takes one phone call — and you go back to your client with an answer either way.
Structured to fit your firm's rules.
There are a few ways partners work with us — a fee arrangement, a reciprocal referral relationship, or simply knowing your client was taken care of. Because these are genuinely commercial, business-purpose transactions, the arrangement is often more straightforward than a consumer-mortgage referral. It's a short conversation, not a number on a web page.
Tell us how you'd like to work together and we'll find the structure that fits your role, your firm's rules, and your state — and we'll put whatever we agree to in writing before anything moves.
What comes back to you.
A referral network only works if the deals flow in both directions. Blue Sky's lane is deliberately narrow — business-purpose commercial financing — which means everything outside it goes back to the partners who sent us their trust.
Bankers
Takeout and depository introductions. When a bridge deal we placed stabilizes and needs permanent financing — or the sponsor needs a banking relationship — the introduction goes to the banker who sent it.
Residential LOs
The primary-residence loans. Blue Sky arranges business-purpose commercial financing only, so when a client needs a consumer mortgage, that borrower goes back to you.
CPAs & attorneys
Clients sent back for the work only you do — the tax planning, the entity structuring, the closings. Sponsors need good advisors, and we refer in your direction.
Three steps. No drama.
Send the deal
Or just the situation — a property address and the rough story is enough to start. Tell us who the client's other advisors are so the lanes are documented from minute one.
We scope it honestly
Dominick works the file personally and structures it across 100+ lender relationships. If it fits, structure options and a written term sheet follow fast. If it doesn't, you hear that fast too — with a pointer to where it does fit.
You stay the hero
Your client gets the financing placed, you stay in the loop the whole way, and every relationship that produced the referral stays exactly where it was.
The questions partners actually ask.
Will you contact my client's other advisors or go around me?
What size and type of deals should I send?
What if the deal doesn't fit?
How are referral partners compensated?
Do I need to be licensed to refer a deal?
What happens when my client's next residential loan comes up?
Send it over. Keep your client.
One conversation to scope the deal and agree on how the partnership works — documented before anything moves. Your client stays yours.