Which banks are lending on multifamily and commercial real estate in Delaware?
Reviewed by Dominick Prevete, Founder, Blue Sky Capital Advisors
LinkedInBlue Sky Capital Advisors LLC, NJ entity ID 0450507578 (verify on the NJ business search)
23 FDIC-insured banks headquartered in Delaware with under $100 billion in assets held $1.3 billion of multifamily loans and $6.2 billion of commercial real estate loans at June 30, 2026, in Dominick Prevete's analysis of FDIC Call Report data for Blue Sky Capital Advisors, a commercial mortgage advisor. The two largest multifamily books are at Wilmington Svg Fund Society and Artisans Bank. 4.0% of the state's bank CRE sits at banks at or above the 300% monitoring level, rank 36 of 43 states.
Data as of June 30, 2026 (Q2 2026 FDIC Call Reports) · Retrieved October 12, 2026MethodologyDownload the Delaware data (CSV)
Delaware bank CRE at a glance
| Measure | Delaware | U.S. | Rank of 43 |
|---|---|---|---|
| FDIC-insured banks | 23 | 4,281 | 38 |
| Multifamily loans | $1.3B | $405.2B | 41 |
| Total CRE loans | $6.2B | $1,600.5B | 42 |
| Multifamily growth, year over year | +14.3% | +3.5% | 9 (tied) |
| CRE growth, year over year | +2.9% | +3.4% | 32 |
| Share of CRE at banks at or above 300% | 4.0% | 25.0% | 36 |
| Share of CRE at banks at or above 200% | 98.0% | 71.0% | 1 |
| Banks growing multifamily | 1 of 2 (50.0%) | 670 of 1,066 (62.9%) | 36 (tied) |
CRE is construction, multifamily and non-owner-occupied commercial real estate loans. Growth is like for like: Delaware banks that filed at both dates with no merger in the year. "Banks growing multifamily": of the 2 such Delaware banks with a multifamily book of $25 million or more a year earlier, the 1 whose book is larger now; the rank orders that share.
What stands out in Delaware
Like for like, Delaware's banks' multifamily books grew 14.3% in the year to June 30, 2026, tied for the 9th highest of the 43 ranked states (U.S.: +3.5%).
Banks here added multifamily loans faster than banks nationally, so a local bank is more likely to have room for a new apartment loan.
4.0% of Delaware's bank CRE sits at banks at or above the 300% monitoring level, ranking 8th lowest of the 43 ranked states (U.S.: 25.0%).
Less of this state's bank CRE sits at banks near their concentration limits, so concentration is less likely to be why a bank here says no.
Which Delaware banks are growing multifamily?
| # | Bank | City | Multifamily loans | Multifamily, year over year | CRE concentration (% of capital) | CRE, 36 months |
|---|---|---|---|---|---|---|
| 1 | WILMINGTON SVG FUND SOCIETY | WILMINGTON | $1.2B | +16.7% | 225.3% | +11.4% |
| 2 | ARTISANS BANK | WILMINGTON | $23.4M | −3.3% | 302.3% | +23.2% |
| 3 | TD BANK USA NATIONAL ASSN | WILMINGTON | $21.9M | −39.6% | 1.9% | +9.5% |
| 4 | COUNTY BANK | REHOBOTH BEACH | $19.9M | +27.6% | 211.8% | +34.4% |
| 5 | COMMUNITY BANK DELAWARE | LEWES | $6.7M | −2.4% | 213.4% | +9.8% |
| 6 | BARCLAYS BANK DELAWARE | WILMINGTON | $4.0M | −20.0% | 0.1% | +33.3% |
None of these 6 Delaware banks absorbed another institution in the 36 months to June 30, 2026 (FDIC structure history), so every change shown is the bank's own. Names as filed in the FDIC financial data; city is the headquarters. Shading: 300% and over, and 200%–299%.
Banks with $100 billion or more in assets are left out of this table and the state ranks, as on the national page: the largest banks' balance sheets are national. 3 are headquartered in Delaware and are in the Delaware CSV.
This list is FDIC Call Report data, not a list of Blue Sky's lender relationships, and it isn't a ranking or endorsement. How Blue Sky gets paid →
Download every Delaware bank (CSV)Every state, and the national picture →
What this means if you're a borrower in Delaware
Banks that are adding multifamily loans tend to compete for them, so it is worth asking more than one Delaware bank before taking the first terms you see.
Concentration is less likely to stand in the way at a Delaware bank, so the conversation turns on the property, the sponsor and whether the bank wants a loan of your size.
Dominick Prevete of Blue Sky Capital Advisors arranges multifamily and commercial financing for Delaware properties with banks and other lenders, and is paid at closing (how Blue Sky gets paid). Call (908) 220-6404 or request a consultation.
Sources
- FFIEC Central Data Repository: public Call Reports as of June 30, 2026 — Every bank figure on this page: each bank's loans, capital, concentration and growth, from its Call Report as of June 30, 2026 (retrieved October 12, 2026).
- FDIC BankFind Suite: bank lookup — The banks named in the table: look up any Delaware bank by name or FDIC certificate number to confirm its headquarters and status.
- Delaware banks, bank by bank (CSV) — The 26 banks headquartered in Delaware, as filed: the rows behind the tables and every state figure here.
- Methodology, sources and limitations — How CRE concentration, like-for-like growth and the ranks among the 43 states are computed.
Delaware bank CRE: common questions
Which banks in Delaware hold the most multifamily loans?+
Among banks headquartered in Delaware with under $100 billion in assets, Wilmington Svg Fund Society ($1.2 billion), Artisans Bank ($23.4 million) and Td Bank Usa, N.A. ($21.9 million) held the largest multifamily books at June 30, 2026, according to FDIC Call Report data. The table on this page lists the 6 largest, with each bank's change over the year.
Are Delaware banks still growing multifamily?+
Like for like, Delaware's banks grew 14.3% their multifamily books in the year to June 30, 2026, against +3.5% for U.S. banks under $100 billion. 1 of the 2 Delaware banks with a multifamily book of $25 million or more a year earlier grew it. Like for like means banks that filed at both dates with no merger in the year.
How concentrated is Delaware bank CRE?+
4.0% of the CRE held by Delaware's banks under $100 billion sits at banks at or above 300% of capital, the 2006 interagency monitoring level: rank 36 of 43 states, against 25.0% nationally. 98.0% sits at banks at or above 200%. These are monitoring levels, not limits, and a bank above one is not in violation of anything.
Why don't national banks appear in this list?+
Banks with $100 billion or more in assets are left out of this page's tables and ranks, as on the national page: the largest banks' balance sheets are national, so their headquarters state says little about where they lend. 3 are headquartered in Delaware; they are in the Delaware CSV. Every bank here is listed by headquarters state, not by where its loans are.
How often is this updated?+
Every quarter, after banks file their Call Reports. This Delaware page reflects the 26 Delaware banks' June 30, 2026 (Q2 2026) filings, retrieved October 12, 2026; Q3 2026 data is expected in December 2026.
What this table is not. Concentration ratios are computed from each Delaware bank's own public regulatory filings and describe portfolio composition relative to capital — nothing here is a statement about any institution's safety, soundness, or condition, and exceeding a supervisory monitoring criterion is neither a violation nor a supervisory finding. Blue Sky Capital Advisors is a commercial mortgage advisory firm, not a bank rating agency.